CII Thinkpiece on personal accounts and annuities advice Article published by Chartered Insurance Institute (CII) giving Ros' views on why generic advice for personal accounts will not work, but it could be very helpful for annuities.
Saga website – Introduction to annuities Article written for Saga website, explaining the basics of annuities and factors to think about before buying. Saga website – different types of annuity you can buy Article for Saga website explaining the different types of annuities available. Feature article on annuities for Corporate Adviser magazine Article published in Corporate Adviser magazine, discussing some of the shortcomings of the current annuity market and how ineffective the open market option is in practice. Pensions Management article on trustees and annuity reform
Article published in Pensions Management outlining problems of annuity purchase and urgent reforms required to make open market option work better. Also warning trustees of defined contribution schemes to take care to ensure appropriate annuities are purchased for members.
Why winding-up schemes should not buy bulk annuities
Note prepared for DWP explaining why assets of occupational schemes in wind-up should not be used to buy annuities, but should be pooled, as will be the case for the PPF, to minimise costs of assistance and maximise potential pensions for victims. Cost
of Annuities Figures showing how much it might cost to buy an annuity of £10,000 per year. The
Future of Annuities Powerpoint presentation outlining future issues for annuities presented at Journal of Pension Economics Panel Session, November 2002. Possible
Taxation Implications Of Lifetime Capital Protection For Annuities Discussion of taxation implications of money back guarantees for annuities. The
Open Market Option Discussion of points relevant to Open Market Option for annuities. Annuity
Reform Proposals This article appeared in ‘Financial Adviser’ in April 2002, discussing Dr. Altmann's proposals for reform of annuities – to try to ensure that those with moderate or smaller capital sums still are able to obtain good value from their annuity. Response
to ‘Modernising Annuities’ Consultation Document This is the response which Dr. Altmann submitted to the Inland Revenue’s ‘Modernising Annuities’ consultation in March 2002. 'Money
Back Guarantees' for Annuities Comparative
Rates Illustration of differential in annuity rates in the market place. Fairer
Pensions for All Note describing problems and possible solutions to problems of annuity market. Modernising
Annuities - What can we do? Discussion of proposals to ensure everyone who buys an annuity can get the right annuity at the right rate. |
